结论与建议
区块链的出现，实际上是民间对于
金融危机提出的一种解决方案。本文从经济角度分析了
区块链技术与金融业互为补充的逻辑。首先，分析了金融和区块链的本质特征，在此基础上，指出了二者自身固有的缺陷及其互补性：金融存在信息不对称、贫富差距以及投资者的非理性等问题，而区块链的技术特征对于解决金融体系固有的缺陷非常具有针对性；而区块链本身在实践上则难以形成有效的经济激励和价值流通，由投资狂热带来的资产泡沫已说明了这一问题，区块链的发展同样离不开传统金融体系的支持和规范。基于实体底层资产的STO、主流数字资产的衍生品市场、区块链企业对于上市公司的收购，以及稳定币显著的避风港效应，都显示了这一趋势的必然性。目前，
加密货币只有2000亿美元左右的市值，相对于全球房地产市场超过200万亿美元的市值、全球股市超过70万亿美元的市值以及全球金融衍生品市场超过500万亿美元的市值不可谓不小，发展空间不可谓不大。在未来相当长的一段时间内，区块链在价值端和传统金融融合是大势所趋。只有这么做，区块链才会有更加广阔的发展空间和更加美好的发展前景。
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